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Erase Your Past, Build Your Future!

You don't need to know anything about credit repair to begin. You just need to know which door is yours. Pick the situation that sounds like you — each one leads to a free first step, and none of them pressure you into anything.

Not sure? Call (877) 461-3755 and we'll point you the right way.

Path 1 — "My score is hurting and I don't know why"

Start with the Free Credit Quiz

Answer a few quick questions and find out what's most likely dragging your score down — late payments, high balances, old collections, or something you haven't spotted yet. It takes about a minute, it's free, and it gives you a clear first move instead of a sales pitch.

→ Take the Free Credit Quiz

Then go one step further: the free Credit Score Game Plan turns your quiz result into a simple checklist of what to fix, in what order.

→ Get the Free Credit Score Game Plan

Path 2 — "I want to buy a home"

Start with your credit — before a lender sees it

Most homebuyers find out about credit problems from a mortgage denial. It works better the other way around: clean up the file first, then apply from strength. Our Homebuyer Track walks you through it in plain English — what lenders actually look at, what to fix first, and how much time to give yourself.

Real talk on timing: first results from credit repair typically show within 30–90 days, and tougher files take longer. There are no guaranteed scores and no overnight fixes — anyone who promises you one is selling you something. What you get here is a real process and a straight answer about your timeline.

→ See the Events Calendar — the Credit Fundamentals sessions go deep on homebuyer credit

→ Or go straight to the shop — the Ultimate Homebuyers Handbook lives at shop.creditworks.pro

Path 3 — "I need funding for my business"

Start with a readiness check

Business funding isn't one product — it's lines of credit, term loans, revenue-based options, and more, and each one looks at your business (and usually your personal credit) differently. Before you apply anywhere, find out where you stand: the free Funding Readiness Checklist shows what lenders want to see and what to fix first.

→ Get the Free Funding Readiness Checklist

Want to talk it through instead? Funding questions go straight to Fletcher: (475) 316-9703.

And if your personal credit is the thing holding your business back, that's fixable too — most of our funding clients work on both at the same time.

Path 4 — "I'm just learning right now"

Start with the free stuff — there's plenty of it

• The Credit Works Pro Podcast — short episodes on disputes, inquiries, funding, and your rights, in plain English. Listen here or find it on Amazon Music.
• Free Saturday Sessions on Zoom — Business Fundamentals and Credit Fundamentals, alternating Saturdays. Live teaching, live questions, no charge. See the full schedule.
• The Monthly Newsletter — one email a month with credit tips, upcoming sessions, and what's new. Sign up free.
• The FAQ — straight answers on how credit repair works, what it costs, and what to expect. Read the FAQ.

Learn at your own pace. When you're ready to act, the doors above will still be open.

How working with us works (the short version)

1. Free first step — quiz, checklist, session, or a phone call. No charge, no obligation.
2. A straight conversation — we look at your reports together and tell you honestly whether we can help. If we can't, we'll tell you that too.
3. A plan that fits — Bronze $69.95/mo (1 bureau), Flex $89.00/mo (2 bureaus), or All Three Pro $125.90/mo (all 3 bureaus). Every plan adds a $25/mo audit fee charged 3–5 days after you sign up and onboard, and credit monitoring is a separate required charge so we can see your reports and track every change.
4. Disputes done the order that works now — we dispute directly with the credit bureaus and furnishers first. A CFPB complaint only comes after that dispute has closed or 45+ days have passed — that's the sequence the system honors today.
5. You watch it happen — 24/7 access to your client portal, plus regular updates on exactly where your file stands.

Your past is a record — not a life sentence.

Pick your door above, or just pick up the phone.

📞 (877) 461-3755 · ✉️ info@creditworks.pro

Offices in Orlando, FL and Buffalo, NY · www.creditworks.pro

Credit Works Pro provides credit repair and business funding guidance. We never guarantee a specific score or outcome — results vary by file, and first results typically appear within 30–90 days.