Book a Free Consultation

Fifteen minutes. Your reports on the table. A straight answer.

Every Credit Works Pro plan starts the same way: a free consultation with Fletcher. No script, no pressure, and no obligation to sign up for anything. If we can help you, we'll show you exactly how. If we can't, we'll tell you that too — and point you at what to do instead.

📞 Call (877) 461-3755 to book yours

What the free consultation covers

A look at your actual credit reports — we go through them together, line by line, and flag what's hurting you: errors, outdated information, old collections, hard inquiries, high balances.
What can realistically be done — which items are worth disputing, which ones need a different approach, and which ones just need time and a plan.
How the dispute process works — including the order that works now: dispute directly with the credit bureau or the furnisher first; a CFPB complaint only comes after that dispute has closed or 45+ days have passed.
Honest timing — first results typically show within 30–90 days; tougher files take several rounds over months. We never guarantee a specific score or a specific date, and you should walk away from anyone who does.
Exact pricing, up front — Bronze $69.95/mo (disputes with 1 bureau), Flex $89.00/mo (2 bureaus), All Three Pro $125.90/mo (all 3 bureaus). Every plan adds a $25/mo audit fee, charged 3–5 days after you sign up and onboard. Credit monitoring is a separate required charge — it's how we pull your reports and track every change — and we'll tell you the exact figure before you commit to anything.
Business funding, if that's your goal — what types of funding exist, what lenders look for, and whether your business (and your personal credit) are ready.
Your questions — bring all of them. Straight answers are the whole point.

What to have ready

Nothing is required — but the consultation goes further if you have:

Your current credit reports, if you have them (if not, we'll tell you exactly how to get them free)
Any letters you've received from bureaus, creditors, or collectors about your accounts
A short list of your goals — a home, a car, a business loan, or just peace of mind
Your questions, written down so none of them slip away

What happens after

If you decide to move forward, we onboard you the same day, set up your 24/7 client portal access, and your first round of work begins. If you decide not to, you keep everything you learned on the call — the review, the flags on your reports, and the plan we'd have followed. Either way, the consultation costs you nothing but the time.

Prefer to talk right now?

📞 (877) 461-3755 — Credit Works Pro, general line

📞 (475) 316-9703 — business funding questions

✉️ info@creditworks.pro

Offices: 924 N. Magnolia Ave. Suite 202, Orlando, FL 32803 · 50 Fountain Plaza, Suite 1400, Buffalo, NY 14202